How Do We Do It

The first step is to understand what your circumstances are, what you are looking to achieve and for us to explain more about us. This will allow us to establish that we are able to help you with your requirements and that you know enough about us should things proceed further. This is by way of a meeting at your home or our office and without any charge. The meeting would be as constructive as possible, so that you would find it a useful investment of your time.

After our initial meeting and your agreement to engage our services, we would then need to know more about you and your existing arrangements. This is typically by way of a fact find and risk questionnaire along with your authority to request information from relevant providers. This will then allow us to build the story of your financial situation.

Our work does not finish once any solutions are in place. It will be important to review your financial position regualrly to take into account any personal circumstances that might require a change to our advice.  It might also be factors outside of personal circumstances, such as investment market performance or legislation (e.g. tax) that means we need to take different actions to those of the past. This type of review should be carried out at least once a year and something we would look to diarise with you as often as needed.

Following the presentation meeting and with your agreement to proceed, we would look to action the recommendations made to build your financial position towards your objectives. This would be by providing any paperwork necessary to see exisitng or new providers establish the recommended action along with any investment solutions within them.  We would keep you updated with the progress and inform you once completed.

Once our research has been completed, we will arrange a second meeting to present our research and the specific recommendations we would make to you.  This is to allow you to discuss our research and recommendations, so that you feel confident that you are in a knowledgeable position to make such decisions. This is with a written report that will document the research and recommendations for future reference. The meeting could also involve the use of our financial software to illustrate the recommendations made.